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Flying a drone? Learn about mandatory liability insurance, registration rules, and how to get comprehensive coverage to protect yourself from costly accidents and lawsuits.…

Starting July 1, 2025, Germany's new care relief budget simplifies funding for respite care. Learn how the combined budget for short-term and replacement care works, its benefits, limitations, and what it means for families managing long-term care at home.…

Insurance companies increasingly cite pre-existing damage to reduce claim payouts. But when is this argument valid? Learn how insurance agents can shield their clients from unexpected claim reductions. This guide, drawing parallels to US private health insurance and Medicare/Medicaid claim disputes, explains key strategies for documentation and client education.…

Discover why pre-underwriting inquiries are creating major delays in disability insurance applications. Learn about the administrative burden, innovative digital solutions, and how automation can streamline the process for insurers and brokers.…

The cyber threat landscape is evolving rapidly, driven by artificial intelligence. Cybercriminals are using AI to make attacks more sophisticated, targeted, and harder to detect. Vincenz Klemm, Managing Director of underwriting agency Baobab Insurance, warns that AI-powered phishing is now deceptively realistic, while DDoS attacks have reached new levels of scale and precision.…

SMEs face underestimated cyber threats and talent shortages. Discover essential insurance strategies to protect your business and enhance your appeal as an employer. Expert insights from Carsten Tobien.…

What is Installation Insurance (Montageversicherung)? This essential guide explains coverage for machinery & equipment assembly, key risks, market trends, and how it protects your business during critical setup phases. Compare project-based insurance models.…

Is your business dependent on a key person? Learn how Key Person Insurance protects SMEs from financial ruin due to the loss of a critical employee or owner. Get expert insights on coverage, costs, and strategy.…

Caring for a family member can impact your retirement savings. Learn how the German long-term care insurance system allows you to earn valuable pension credits for your caregiving work, securing your own financial future while helping a loved one.…

What are the biggest risks for SMEs today? Explore 2024 insurance trends, from rising cyber policies to the critical role of prevention. Insights from BarmeniaGothaer's Henning Hackbarth.…

A major court ruling states that reimbursed income tax on lost earnings is itself taxable income. Learn what this means for disability insurance payouts and your tax liability.…

A new Verivox survey reveals a gender gap in financial responsibility within partnerships. While 54% of men see themselves as the primary financial decision-maker, women view roles as more equal. Learn about 'Money Dates' and how to improve financial communication for better financial planning and insurance decisions.…

The financial crisis in Germany's public health insurance system is worsening. DAK CEO Andreas Storm warns of potential mid-year premium increases and calls for urgent government action. Learn what this means for your wallet and the stability of the healthcare system.…

SMEs face severe threats but often lack basic security. Learn the essential insurance policies you need and how to build a proactive risk management strategy. Expert advice from Michael Hirschmann.…

New 2025 survey reveals who provides the best insurance customer service. See how agents, brokers, and direct insurers compare on satisfaction and the Net Promoter Score (NPS).…

A landmark court ruling questions the risk classification of open-ended real estate funds in Germany. Learn how this decision impacts investor protection, fund transparency, and your investment portfolio's risk assessment.…

A new survey reveals 85% of young adults in Germany dream of homeownership, but high prices and lack of savings are major barriers. Explore the data on financial hurdles, generational differences, and potential solutions for first-time buyers.…

Could premium refunds, a standard feature in German private health insurance (PKV), work in the public system (GKV)? A new survey shows strong public support. Learn how this model promotes personal responsibility and could reduce healthcare costs in Germany.…

A controversial Stiftung Warentest study rated 2/3 of German private health insurance (PKV) plans as inadequate. Industry experts criticize the methodology, defending PKV's customization and long-term value. Learn the full story behind the headlines.…

A landmark legal battle heads to Germany's highest court. Can insurers cut your Riester pension payout due to low interest rates? Get the full story on the Allianz case and what it means for your retirement.…