Sick Pay Cuts Proposed in Germany: What Employees Need to Know
German employers are pushing to reduce sick pay benefits, citing high costs. Experts warn of unintended consequences for workers and the economy. Learn about the proposals, the debate, and your rights.…
German Supreme Court Rules: Insurers Cannot Unilaterally Cut Daily Sickness Benefits
In a landmark ruling, Germany's Federal Court of Justice (BGH) protects policyholders, stating private health insurers cannot reduce daily sickness benefit payouts simply because the insured's income drops. Learn about the case details, legal implications, and your rights.…
Most Loyal Members 2025: Which German Health Insurers Earn Unshakable Trust?
Discover which German public health insurers (Krankenkassen) have the most loyal members according to the latest DEUTSCHLAND TEST study. Learn why trust and service often outweigh price, and see which providers earned the highest customer loyalty scores for 2025.…
BaFin Study Reveals High Risks: 3 in 4 Turbo Certificate Investors Suffer Losses
A new BaFin study exposes the dangers of turbo certificates for retail investors. Discover why 75% of investors lost money, with total losses hitting €3.4 billion, and learn about the regulator's warnings and potential new rules for these high-risk leveraged products.…
Women, Investing, and Retirement: Does a Safety-First Approach Provide Enough for Old Age?
A new study reveals women prioritize safety in investing more than men, but face greater fear of old-age poverty. Discover why a cautious strategy may fall short for retirement planning and how funds are becoming a popular solution for bridging the gender investment gap.…
Switching from Private to Public Health Insurance After 55: Why It's Nearly Impossible
Thinking of switching from private health insurance (PKV) back to public statutory insurance (GKV) after age 55? Insurance expert Bastian Kunkel explains why this switch is legally blocked for most, exposes dangerous 'loophole' scams, and reveals the only viable strategies for managing rising healthcare costs in retirement.…
Can You Waive Insurance Advice on a Pre-Filled Form? A German Court Says Yes
A recent German court ruling clarifies that waiving insurance advice can be done on a pre-filled application form, not just a separate document. Learn about the case, the legal implications for policyholders and advisors, and the ongoing debate about consumer protection.…
12 Retirement Planning Mistakes That Could Ruin Your Financial Future | Expert Guide
Are you making costly mistakes with your retirement savings? Insurance specialist Bastian Kunkel reveals the 12 most common errors in retirement planning and how to avoid them to ensure a secure financial future. Learn about private pensions, investment strategies, and long-term security.…
German Long-Term Care Insurance Crisis: First Fund Requests Bailout After Contribution Hike
Germany's long-term care insurance system faces a financial crisis as the first care fund requests a government bailout. Learn why recent contribution hikes aren't enough, the impact of COVID-19 costs, and what this means for policyholders and the future of care funding.…
Court Rules for AXA in Cancellation Notice Dispute, Consumer Groups Criticize Decision
A German court sided with AXA in a lawsuit over the clarity of cancellation rights for its private pension product. Consumer advocates argue the lengthy, complex notice undermines policyholder rights. Learn about the legal battle and its implications.…
Court Upholds Mental Health Exclusion in Loan Protection Insurance
A German appeals court ruled that lenders can exclude coverage for work disability due to mental illness in loan protection insurance. This article explains the case, the legal reasoning, and its impact on consumers.…
Fairness in German Health Insurance: Which Public Krankenkassen Offer the Best Conditions?
Discover the German public health insurance funds (GKV) rated as having the fairest conditions by their own policyholders. See the 2024 ServiceValue study results and find out which Krankenkassen excel in customer service, claims handling, and transparency.…
Germany Adds Three New Occupational Diseases to Official List in 2025
Starting April 1, 2025, Germany recognizes three new conditions as occupational diseases: shoulder injuries from heavy labor, knee osteoarthritis in pro soccer, and lung disease from quartz dust. Learn about coverage, claims, and the role of statutory accident insurance.…
Top 10 Insurers for Customer Recommendations: Study Reveals Who Leads in Service Quality
A 2025 study of over 7,000 insurance customers identifies the top insurers for service and advice quality. Discover which companies earn the highest praise, why personal agents still dominate, and key drivers of customer satisfaction.…
German Social Security Reform: Expert Calls for Healthcare Competition & Higher Retirement Age
Leading German economic advisor Martin Werding demands urgent reforms for healthcare and pensions. Learn why he advocates for more competition among health insurers, controlled drug costs, and a gradual increase in the retirement age to ensure system sustainability.…
Best Supplemental Dental Insurance Plans 2025: Top-Rated Tariffs Revealed
Find the top-rated supplemental dental insurance plans for 2025. Our analysis of the latest Franke & Bornberg rating reveals the best tariffs for implants, crowns, orthodontics, and preventive care. Compare coverage and choose the right plan.…
Fairness in Private Health Insurance: Which German PKV Insurers Offer the Best Conditions?
Discover the German private health insurance (PKV) companies rated as having the fairest conditions by their own customers. See the latest ServiceValue study results and learn what makes an insurer fair in claims handling, transparency, and customer service.…
Simplifying Retirement Planning: A CEO's Call for Less Bureaucracy and More Transparency
In an exclusive interview, myLife Insurance CEO Jens Arndt discusses record growth, the future of retirement products, and why reducing complexity is key to motivating long-term savings. Learn about innovative investment solutions and strategies for financial advisors.…
How a Career Change Can Lower Your Disability Insurance Premiums
Did you know switching jobs could save you money on insurance? Insurance expert Bastian Kunkel explains the hidden connection between your occupation and Disability Insurance costs. Learn how modern policies work, when to report a career change, and the secret 'Improvement Option' that can lock in lower premiums.…
Choosing a Supplemental Dental Insurance Plan: Key Criteria & What to Avoid
Learn how to choose the best supplemental dental insurance. Our guide covers key criteria like reimbursement rates, waiting periods, and annual maximums, plus common pitfalls to avoid. Make an informed decision to protect your smile and your budget.…