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R+V Insurance AG announces a major executive restructuring, creating two new board divisions focused on Operations & IT and Finance & Risk Management. Discover how these strategic changes impact policyholders and the future of insurance services.…

Discover the best and worst broker management programs (MVPs) according to the 2025 'Makler-Champions' study. See which software leads in efficiency, integration, and sales support for independent insurance agents.…

Discover how usufruct (Nießbrauch) can be applied to stocks and bonds for smarter estate planning in Germany. Learn from FPSB expert Maximilian Kleyboldt how this strategy allows you to transfer wealth to heirs while retaining income and control, significantly reducing inheritance and gift tax. Essential reading for wealth management and intergenerational planning.…

Your driving record is the key to lower car insurance rates. Learn how safe driver discounts, claim-free years, and accident forgiveness work, and discover strategies to maximize your savings on auto insurance premiums.…

Just when you thought health insurance premiums couldn't go higher, a new financial storm is brewing. Many insurers are facing massive deficits, threatening even more premium increases in 2024 and potential insolvencies. Learn what this crisis means for your coverage, how to protect your finances, and understand the parallels to challenges in the U.S. Medicare and private insurance markets.…

If you become disabled and can't work, can you rely on government welfare to maintain your lifestyle? Insurance expert Bastian Kunkel explains why a Disability Insurance policy is essential, why a low benefit amount is counterproductive, and how to protect your standard of living and assets. Learn the critical differences between private insurance and public aid.…

Discover how a supplemental dental insurance plan protects you from high out-of-pocket costs for implants, crowns, and cleanings. Learn the key benefits, compare coverage options, and see why it's a smart investment for your long-term oral health and finances.…

Dialog Insurance, the broker-focused insurer of the Generali Group in Germany, announces a new executive team led by Tamara Pagel. Discover how these leadership changes impact broker services and your access to specialized insurance products like disability and retirement coverage.…

The insurance industry is experiencing increased internal staff turnover in 2024, with employee resignations more than doubling since 2014. Discover how this trend affects your insurance coverage, claims processing, and customer service quality.…

Allianz SE's executive compensation includes fixed salaries, annual bonuses, and long-term incentives worth millions. Discover how this pay structure aligns with company performance and what it means for policyholder security and insurance stability.…

The initial 2025 collective bargaining round between ver.di union and German insurance employers ended without a counteroffer. Key issues include a 12% wage demand, AI impacts, and industry cost pressures. Negotiations resume April 28.…

German courts are increasingly ruling on whether brokers can advertise as 'independent.' Recent cases show a split, with some courts siding with consumer groups and others with brokers. Understand the legal risks and definitions.…

Thinking your homeowners insurance covers your solar panels? Think again. This comprehensive guide explains the critical gaps in standard policies, the essential coverage a specialized solar panel insurance policy provides, and key mistakes to avoid. Learn how to protect your investment from technical failures, revenue loss, and underinsurance with expert advice tailored for American homeowners and investors.…

The German services union ver.di is pushing for a significant 12% salary increase for approximately 160,000 insurance industry employees. This article explores the upcoming tough negotiations, historical context of past agreements, and the union's broader demands including trainee pay and AI-related job protections.…

Discover how Norman Nammert built a leading marine insurance brokerage for over 30,000 clients by specializing in boat and jet ski coverage. Learn about his unique service model, from global claims management to loss prevention software, and what it reveals about the future of successful insurance intermediaries.…

A critical report highlights concerns about Deutsche Vermögensberatung (DVAG). Learn about the case of a young client sold expensive, long-term products mismatched to her income, raising questions about suitability, advisor incentives, and consumer rights in financial planning. Essential reading for anyone seeking financial advice.…

A recent German court ruling favored an insurance broker's right to advertise as 'independent,' challenging consumer advocates. This article breaks down the legal dispute, conflicting court decisions, and what it means for brokers and consumers seeking unbiased advice.…

The EU's Retail Investor Strategy aims to boost investment, but German insurers (GDV) warn it may backfire. Excessive bureaucracy and unclear rules could raise costs and complicate access to vital retirement and investment products. Learn about the industry's call for pragmatic, clear regulations.…

Germany's statutory long-term care insurance (Pflegeversicherung) faces a severe financial crisis despite recent premium hikes. A €500 million deficit threatens in 2025, with the stabilization fund rapidly depleting. Discover why the system is failing, what reforms are proposed, and how to protect your own future care needs.…

Private health insurance (PKV) premiums surged in 2025, raising critical questions about its value. Is private coverage still worth it compared to public insurance? This comprehensive guide breaks down the costs, long-term risks, benefits, and reveals who should—and who absolutely shouldn't—consider switching to private health insurance.…