BVK President Michael H. Heinz explains why Germans are satisfied with commission-based insurance advice. Learn about market trends, investor influence, and the future of insurance brokerage.…

An insurance broker management program (MVP) alone doesn't create a digital agency. Discover why data services and pattern recognition are the true keys to automation and growth. Learn how platforms like mobilversichert are moving beyond MVP 2.0 to build the future for insurance advisors.…

Swiss Life's Stefan Holzer explains how quality is built into disability insurance products. Learn about financial strength, claims handling, and product design in income protection insurance.…

Transferring property during your lifetime can save significant inheritance tax. Expert Andreas Maage explains how to use gift tax exemptions, retain income with a usufruct, and structure the deal to protect both donor and recipient in this comprehensive estate planning guide.…

Can a building influence teamwork and innovation? In the Digital Insurance Podcast, SDK's IT Board Member Ralf Oestereich reveals how their new headquarters fosters collaboration, supports hybrid work, and acts as a physical 'artifact' of corporate values and culture.…

For commercial pilots, a standard disability insurance policy falls short. Expert Ralf D. Weinand explains why a specialized Loss-of-Licence (LoL) clause is essential, detailing key pitfalls to avoid and how to secure comprehensive coverage that protects your career and income.…

Discover a systematic customer win-back strategy that provides a crucial competitive edge. Learn why retaining existing clients, whether for Private Health Insurance (PKV) or Statutory Health Insurance (GKV), is significantly easier and more cost-effective than acquiring new ones. We'll draw parallels to the US market, comparing strategies relevant to Private Insurance and Medicare/Medicaid.…

This Mother's Day, go beyond flowers. Financial expert Margit Winkler explains the critical documents, insurance policies, and investment strategies every mother needs to protect her children, secure her own future, and build lasting financial independence.…

The IT skills gap is a major challenge for insurers. In this Digital Insurance Podcast recap, R+V's Miriam Stein reveals how insurance companies are adapting their recruitment, leveraging stability as a key advantage, and building internal task forces to win the war for tech talent.…

The German Insurance Ombudsman's 2022 report reveals a significant 15.7% drop in consumer complaints. Discover which insurance lines saw the most issues, how complaints against brokers fared, and what this trend means for your policyholder rights and satisfaction.…

The new Building Energy Act (GEG) mandates heating system upgrades, but what does this mean for your home insurance? Experts Prof. Dr. Dirk Carsten Günther and Dennis Sturm explain the implications for fire risk, claims settlements, and premium calculations in this essential guide for homeowners.…

IGVM Chairman Stefan Rumpp discusses commission bans, market consolidation, and why data control will determine success for insurance brokers. Essential reading for independent agents.…

The market for Basic Ability Insurance (Grundfähigkeitsversicherung) has rapidly evolved, offering new modular options but also creating complexity. This expert analysis explores the product's development, key differences from Disability Insurance, and how to choose the right policy for your needs without unexpected surprises.…

Rising inflation is forcing consumers to reevaluate budgets. A new Guidewire survey reveals 56% of Germans likely to reduce insurance expenses. Discover which policies are at risk and how to prioritize essential coverage.…

Late payment reminders are a critical touchpoint in insurance customer experience. Expert Oguz Kocak explains why digital, empathetic communication and integrated payment options are key to retaining trust and improving collections.…

The Hamburg Consumer Center has issued a formal warning to insurer Debeka over unclear surrender charge clauses in older pension contracts. Debeka defends its practice, setting up a potential legal clash over transparency in life insurance costs.…

A German appeals court ruled a mother violated her duty of supervision by leaving her 2.5-year-old alone in a car with keys accessible, leading to an accident. Learn about parental liability, insurance implications, and how to avoid similar risks.…

The new German Long-Term Care Support and Relief Act (PUEG) brings higher premiums starting July 2023 and modest benefit increases. Expert Margit Winkler analyzes whether the reform truly helps families or leaves them to prepare on their own. Understand the key changes to statutory long-term care insurance.…

The German Insurance Consumer Association (BdV) has nominated Advigon, Helvetia, and Wetterheld/Wakam for the 'Versicherungskäse 2023' award, highlighting policies with questionable value, high costs, or significant coverage gaps. Learn what makes these products controversial and how to spot poor insurance offers.…

The 'Project Ostfriesland' initiative, led by insurance broker Timo Vierrow and supported by the industry, removed 700kg of deadly ghost nets from the North Sea. This case study shows how the insurance sector can turn Corporate Social Responsibility (CSR) from a buzzword into impactful environmental action.…