Orthodontic care is expensive. In Germany, public health insurance (GKV) often covers only the basics, leaving parents to pay for extras. Similarly, in the US, Medicare/Medicaid have limitations, making private dental insurance crucial. Learn why early planning for braces and orthodontic insurance is vital for your family's budget and your child's smile.…

Discover expert insurance agent career tips for beginners. Learn realistic expense management, client-centric strategies, and long-term thinking from Germany's first independent broker consultant, Dr. Alexandra Handerer. Compare insights with US private health insurance (like Marketplace plans) and Medicare/Medicaid systems for better understanding.…

A new study reveals Gen Z is actively saving for retirement but lacks crucial knowledge. 87% want a mandatory school finance class. Discover their priorities and the education gap in retirement planning.…

A new study reveals a dangerous disconnect: while 74% of Germans think about end-of-life planning, only 11% have life insurance. Discover the critical knowledge gaps, especially among young adults.…

German expert appraisers demand a federal law to regulate their profession, ensure quality standards, and improve compensation. Learn why this matters for insurance claims and consumer protection.…

Gen Z is becoming more optimistic and insurance-ready. Discover how digital content, trust, and life-event marketing can help insurers connect with young adults on platforms like TikTok.…

Germany's private insurance sector faces major disruption as union ver.di announces nationwide strikes on June 26. 180,000 employees demand fair wage increases amid record industry profits.…

An Oldenburg court ruling highlights the crucial difference between criminal and civil liability in insurance fraud. Learn why a farmer must repay his insurer even after being cleared in criminal court.…

A new Bitkom survey reveals 48% of Germans want fully digital claims handling, yet 54% distrust fully automated processes. Discover the key insights on customer expectations and the future of insurance technology.…

A Munich court has prohibited ADAC Insurance from using standard advice waivers in marketing. Learn how this landmark ruling strengthens consumer protection and why proper insurance consultation matters.…

A new BFV study reveals a crisis: over one-third of insurance brokers consider quitting due to overwhelming regulatory pressure. Discover the impact on time, small businesses, and client advice, and learn about potential solutions.…

German insurance employees are on strike nationwide after wage negotiations collapsed. ver.di union demands a 12% raise, rejecting employer offers as inadequate. Learn about the strike impact, key cities affected, and the next negotiation round.…

The 2025 collective bargaining negotiations between ver.di and German insurance employers have reached a critical point. After a nationwide strike, both sides are under pressure to agree on wages for 180,000 employees. Get the latest updates on offers, demands, and potential outcomes.…

Discover the pivotal life events—like buying a home or having a child—that motivate people to purchase term life insurance. Learn why young adults are underinsured and how to start the crucial conversation about family financial protection.…

Insurance companies face a growing divide between sustainability ambitions and practical implementation. Explore the key challenges in investment, reporting, and regulation, and learn how insurers are navigating the complex path to genuine ESG integration.…

The insurance industry faces a silent crisis: the loss of critical expertise as experienced professionals retire. Discover how Artificial Intelligence and strategic knowledge management can capture, preserve, and operationalize this vital institutional knowledge to ensure resilience and continuity.…

Starting late 2025, a new hybrid certification course aims to enhance the practical skills and digital knowledge of insurance brokers. Focused on AI, compliance, and digital tools, this program is designed to future-proof your advisory services and help you stand out in a competitive market.…

Discover how Artificial Intelligence is driving real change in the insurance industry. Learn about practical AI applications, from claims processing to customer service, and the strategic leadership required for successful implementation and sustainable growth.…

Summer brings increased cyber threats for businesses. Learn the top 10 cybersecurity measures insurance agents recommend to protect clients, especially SMEs and the tourism sector, from seasonal hacker attacks and data breaches.…

Discover why independent insurance agents value partnerships with insurance pools and networks. Learn the top selection criteria, from product portfolios to digital tools, and how these alliances drive business growth and efficiency in a competitive market.…