Understand the legal framework for employee commissions under the German Commercial Code (HGB). Learn key rules for fair, transparent commission structures in sales roles and how to protect your income.…

The German Federal Court of Justice (BGH) has clarified rules for COVID-19 trip cancellations. Learn how this ruling impacts travelers, travel insurance, and legal protection insurance claims.…

Learn about Germany's Hinterbliebenengeld (survivor's compensation), its success since 2017, average payouts, and how it provides crucial financial support to families after a wrongful death. Compare this with wrongful death claims in the US.…

The new 1.0% maximum technical interest rate in Germany is increasing guaranteed payouts for disability, life, and pension insurance. Learn how this change benefits policyholders and what it means for your financial security.…

Navigating CBD insurance coverage can be confusing. Learn about the current status of CBD cost reimbursement by German public health insurers (GKV) and private insurers (PKV), and how it compares to US private health insurance, Medicare, and Medicaid policies.…

Discover how award-winning broker Yannic Beyer is transforming insurance consulting through e-sports sponsorship and digital Financial Merchandising Shops. Learn how this innovative model benefits clubs financially while providing members with expert insurance advice.…

The German Federal Constitutional Court has dismissed a challenge by 22 insurers against new mandatory waiting periods for loan protection insurance. Learn how this 'cooling-off' rule impacts borrowers and why it draws parallels to consumer protection debates in US private health insurance and Medicare/Medicaid.…

The Stuttgart Higher Regional Court ruled that Allianz's clause allowing unilateral reduction of the annuity factor in Riester pensions is invalid. Learn what this means for your retirement savings and consumer rights.…

A recent BGH ruling challenges the standard exclusion for mold and fungal damage in home insurance policies. Learn why this clause may be unfair, how it affects claims, and what homeowners and insurance advisors need to know.…

Unlock the potential of commercial client consulting with DIN 77235. This standard provides a structured framework for analyzing business risks, boosting your credibility, and winning larger, long-term corporate insurance clients.…

The German Federal Court of Justice (BGH) has ruled that banks cannot charge negative interest fees on checking, savings, and money market accounts. Learn what this means for consumers and how you can potentially reclaim past charges.…

Key 2025 tax reforms for SMEs include higher small business thresholds and bureaucracy relief. Learn about changes to cash accounting, VAT rules, and new compliance requirements to optimize your tax strategy and avoid costly mistakes.…

Selling your business is a career-defining decision. Discover the strategic phases of a business sale, learn how to maximize your company's valuation, and understand why timing and preparation are critical to avoiding costly mistakes in the exit process.…

Discover how AI tools are revolutionizing insurance workflows, from automating meeting notes to enhancing client trust in video calls. Learn practical applications for insurance agents and companies to boost efficiency, sales, and customer satisfaction.…

Human error causes 95% of cybersecurity breaches. Discover why traditional training fails and how interactive platforms like V-Quiz offer a practical, engaging solution for effective cyber security, data protection, and compliance education in your company.…

A landmark court case involving a former Bundesliga goalkeeper clarifies when disability insurance companies can stop payments. Learn about 'concrete referral' limits, income loss thresholds, and how this ruling protects policyholders from unfair benefit reductions. Essential reading for understanding disability insurance claims.…

SMEs are prime targets for cybercriminals. Learn why threats are increasing, what a true cyber insurance policy covers, and how to build a proactive defense. Expert insights from Signal Iduna.…

A landmark legal battle heads to Germany's highest court. Can insurers cut your Riester pension payout due to low interest rates? Get the full story on the Allianz case and what it means for your retirement.…

New 2025 survey reveals who provides the best insurance customer service. See how agents, brokers, and direct insurers compare on satisfaction and the Net Promoter Score (NPS).…

SMEs face severe threats but often lack basic security. Learn the essential insurance policies you need and how to build a proactive risk management strategy. Expert advice from Michael Hirschmann.…