The 2023 German Insurance Ombudsman report shows a 17.4% rise in complaints, with life and auto insurance leading. However, complaints against insurance intermediaries remain low. See the key data and what it means for consumers.…

A landmark German court ruling protects your medical privacy: insurers cannot demand a blanket waiver of doctor-patient confidentiality to process a disability claim. Learn your rights, the insurer's obligations, and how to fight back against unfair claim delays.…

Consumer advocates are suing major insurers over controversial clauses that allow cuts to Riester pension payouts. Learn about the legal battle, your rights as a policyholder, and what this means for your retirement income.…

Discover how digital learning (E-Learning) and a Human Organization model are critical for finance and insurance companies to adapt, upskill employees, and thrive. Learn strategies for implementing effective corporate training on compliance, cybersecurity, sustainability, and more.…

A recent German court ruling protects policyholders: an insurer cannot cancel a disability insurance policy for minor, fully-healed headaches. Learn about the crucial difference between 'simple' and 'gross' negligence in disclosure, and how this precedent can help you fight a wrongful claim denial.…

A key court ruling protects homeowners: a delayed theft inventory list after a burglary is not automatically 'gross negligence.' Learn your rights and how to properly file a home insurance claim.…

Discover why insurance brokers partner with networks (Maklerpools) and the top criteria for selection: digital tools, product range, and service. Data from the latest industry survey.…

A key German court ruling clarifies when a company can deny severance pay (Handelsvertreterausgleich) to a convicted sales agent. Learn your rights as an independent contractor.…

Recent German Federal Court of Justice (BGH) rulings on Rürup pension contracts could open the door for mass cancellations and lawsuits. Learn how defective cancellation notices from insurers like Allianz and Generali may allow policyholders to unwind their contracts years later, and understand the critical tax and financial implications before you act.…

Recent European Court of Justice rulings clarify GDPR's impact on cyber liability insurance. Understand when data breach victims can claim damages and how cyber insurance policies respond to cover legal defense costs and settlements. Learn essential risk management strategies to protect your business from costly data privacy lawsuits.…

A new study reveals a dangerous gap between feeling secure and being protected. Learn why life insurance and estate planning are critical for your family's future and how to close these coverage gaps.…

Retirement planning is NOT just pension advice. Ronald Perschke explains why advisors must shift focus to the wealthy 50+ demographic, which controls 70-75% of total assets, and how to build a specialized advisory practice.…

A new DIVA survey reveals mandatory ESG preference questions have significantly increased financial advisor workload, with 47% reporting a 20%+ time increase, while client interest remains passive.…

A new GDV study reveals 10% of insurance claims are flagged as suspicious, with fraud costing insurers €5 billion annually. Learn how AI and investigators are combating this crime.…

Cross-border assets and multiple nationalities create complex inheritance issues. Understand the challenges of international succession law, from applicable jurisdiction to tax implications, with insights from tax expert Stefan Rattay.…

New EU regulations raise the minimum coverage amounts for Professional Indemnity Insurance (PII) for insurance intermediaries and advisors. Learn about the changes effective October 2024 and how they impact your business.…

Can AI and automation transform property & casualty insurance claims? Expert Martin Tydecks explains how smart implementation frees up staff for customer retention and core business growth.…

With rising interest rates, bond markets offer renewed income potential. Discover the opportunities with bond ETFs for portfolio diversification and yield, as explained by Vanguard's Moritz Schüßler.…

German statutory accident insurance (gesetzliche Unfallversicherung) sees a 60% drop in suspected occupational disease reports for 2023, but the rejection rate remains over 50%. Analysis of strict recognition practices and comparison with private disability insurance.…

An Inter Versicherung broker trip to Finnish Lapland raises questions about compliance, independence, and incentive travel in the insurance industry. Full Q&A with the insurer on selection criteria and conflict rules.…