A massive funding shortfall in Germany's public health insurance (GKV) will force a sharp rise in supplemental premiums (Zusatzbeiträge) for 2025. Learn about the €13.8 billion gap, the impact on employees and employers, and how this compares to US healthcare cost trends.…

Looking for the best group health insurance (bKV) plans covering alternative medicine in Germany? Our 2024 guide reveals top-rated bKV tariffs for Heilpraktiker treatments like acupuncture and homeopathy. Discover how offering holistic health benefits can help SMEs attract top talent.…

The latest 2024 German private health insurance (PKV) ratings are in. Only one insurer achieved the top 'Excellent' grade. Discover which company leads in financial strength, product quality, and service, and learn how the entire PKV sector is navigating rising costs and demographic challenges.…

Facing rising costs, the German government is considering another increase to long-term care insurance (Pflegeversicherung) premiums in 2025. Learn about the potential 0.15% hike, the financial challenges of the system, and how it compares to US long-term care funding through Medicaid and private insurance.…

Looking for the best group dental insurance (bKV) plans in Germany? Our 2024 guide reveals the top-rated bKV tariffs for dental prosthetics (Zahnersatz), crowns, and implants. Discover how offering competitive dental coverage can help SMEs attract and retain top talent in a competitive market.…

Discover which German private health insurance (PKV) companies have the strongest financial stability for 2024. Our analysis of the latest PKV ratings reveals the insurers best equipped to handle future challenges, offering a crucial guide for long-term coverage security.…

Looking for the best group health insurance (GHI) plans for hospital stays? Our comprehensive review, based on the latest Focus Money test, reveals top-rated plans for inpatient care. Learn how offering competitive GHI can help you attract and retain talent in a tight labor market.…

Starting January 1, 2025, self-employed individuals in Germany face a significant increase in their public health insurance (GKV) contributions due to updated income assessment limits. This article explains the changes, compares GKV to US Medicare/Medicaid, and offers guidance for managing rising healthcare costs.…

Discover which group health insurance (Betriebliche Krankenversicherung) providers earned 'excellent' ratings in the 2024 IVFP competency ranking. Compare insurers on advice, contracts, service, and product portfolio.…

Looking for the best group health insurance with international coverage? Our 2024 test reveals the top-rated 'Baustein' plans for Auslandsschutz, perfect for businesses with a global workforce.…

Debeka CEO warns that political focus on public care insurance creates false security. Discover why capital-funded private long-term care insurance is critical for future generations.…

Discover the dominant sales channels for private health insurance in Germany. Learn the pros and cons of single-company agents, multi-company brokers, and direct sales to make an informed choice.…

New report reveals the average long-term care duration in Germany will nearly double to 7.5 years, with costs per person soaring. Learn why private long-term care insurance is now essential.…

Germany's pay-as-you-go long-term care insurance is under strain. Allianz board member Daniel Bahr explains the urgent need for reform and why private, capital-funded supplemental plans are key to a sustainable future.…

Discover the 2024 ranking of private health insurers with the best corporate quality. See which 6 companies earned an 'excellent' rating for financial stability, customer satisfaction, and market success.…

Discover the top-rated modular group health insurance (Betriebliche Krankenversicherung) plans focused on prevention and wellness. Our 2024 analysis highlights providers with 'Excellent' and 'Very Good' ratings for preventive care benefits.…

Looking for the best group health insurance (Betriebliche Krankenversicherung) for your company? Our 2024 provider comparison reveals the top-rated budget plans. Discover which insurers scored 'Excellent' and 'Very Good' for benefits, costs, and employee value.…

Heal Capital, a €100M venture fund from German private health insurers, invests in HealthTech startups. Discover their strategy to transform healthcare with AI, telemedicine, and digital platforms.…

Analyzing BaFin complaint rates for German private health insurance (PKV) companies. See which insurers have the highest 5-year averages and understand the limits of this data.…

BarmeniaGothaer CEOs share insights on their successful merger, how they grew 6.1% in 2024 despite inflation, and crucial tips for insurance industry consolidation.…