Heinz R., founder of the insolvent container leasing firm P&R, has been arrested on suspicion of fraud. The scandal involves €3.5 billion in investor funds and missing containers. Learn how to identify red flags in alternative investments and protect your portfolio.…

A new survey reveals 61% of Germans believe investment funds offer higher retirement returns than private insurance. Explore the shift towards equity-based savings, the challenges for Riester pensions, and what this means for your long-term financial planning strategy.…

A new study reveals a paradox: the 'Midlife Generation' values financial independence but avoids saving. Is it a lack of discipline, or a deeper issue of distrust and economic uncertainty? We analyze the data on retirement planning, investment fears, and what it means for your financial future.…

Germany's Bausparkassen (building societies) are rapidly depleting their emergency 'Fonds zur bauspartechnischen Absicherung' (FtBA). Learn how the prolonged low-interest rate environment is straining these institutions and what it means for the security of your Bauspar savings and loan commitments.…

German Green Party financial expert Gerhard Schick sharply criticizes the current oversight of financial advisors as 'inconsistent and underdeveloped.' In this interview, he calls for more active intervention by regulators like BaFin to protect consumers from harmful products. Learn about the debate on financial supervision, advisor commissions, and what it means for your retirement planning and investment safety.…

Confused about the recent MDAX, SDAX & TecDAX reshuffle and its impact on ETFs? Lars Reiner, CEO of Ginmon, debunks common myths. Learn why dramatic price predictions were wrong and what this means for your investment strategy, including how to choose the right ETF for your portfolio.…

German insurer Gothaer launches a new fund to invest in kindergartens, following a trend of insurance capital flowing into social infrastructure. Discover what this means for the insurance industry, stable returns, and your own investment and retirement planning.…

Germany's coalition government plans to abolish the flat-rate withholding tax on interest income, potentially raising taxes for traditional savers. Learn how this impacts your retirement planning, investment strategy, and overall financial security.…

A German court rules Bitcoin is not a regulated financial instrument, limiting BaFin's oversight. Explore the implications for crypto investors, regulatory gaps, and how this relates to broader financial and insurance advice for secure retirement planning.…

Open special funds led German investment inflows in 2018, driven by insurers and pension providers. Explore what this means for your retirement planning and insurance-linked investments, with insights relevant to both German (PKV/GKV) and US (Private/Medicare) financial landscapes.…

A German court orders a bank to pay compensation for failing to disclose risks of a ship investment fund. This case highlights the critical importance of transparent financial and insurance advice, whether for investments, German PKV/GKV, or US Private Health Insurance/Medicare.…

Discover why financial and retirement planning remains crucial despite low interest rates. Expert Tim Bröning explains the enduring need for competent advice, comparing German and US insurance systems (PKV/GKV vs. Private/Medicare) and highlighting key investment strategies.…

Friedrich Merz's proposal for tax-free stock investments for retirement sparks debate. We analyze who holds stocks in Germany, the potential benefits and risks, and what this means for financial planning and retirement security.…

Explore the debate on buying vs. renting in Germany. With low mortgage rates and high rents, is homeownership truly more affordable? We analyze the data, regional disparities, and the impact of government subsidies like Baukindergeld.…

Discover the untapped potential of life insurance reinvestment. Learn why insurers struggle to retain maturing policy funds, the risks involved, and what this means for consumer financial planning and retirement income strategies.…

Charles Neus of Schroders explains why private retirement savings are crucial. Learn about the risks of low-interest products, the shift towards fund investments, and strategies for effective long-term financial planning and wealth management.…

BaFin President Felix Hufeld defends commission-based financial advice, warning against a ban. Learn the implications for your insurance and investment choices, and understand the debate between commission vs. fee-based advisors in Germany (PKV/GKV) and the US (Private Insurance/Medicare).…

Discover how the new DIN 77230 standard is revolutionizing financial advice for private households in Germany. Learn about its principles, benefits for consumers and advisors, and why it's a game-changer for trust and transparency in financial planning and insurance consulting.…

A new survey shows German investors are increasingly dissatisfied with investment returns. Discover the data on risk aversion, preferred asset classes, and what this means for your financial planning and insurance-linked investment strategies.…

A new proposal suggests a state-run, capital-funded 'Vorsorgekonto' (Provision Account) to supplement pensions. Discover how this could impact private insurance and your retirement planning strategy.…