A new representative survey by the German Banking Association shows a significant shift in investor sentiment. Discover why Germans are prioritizing security over returns, which assets are gaining popularity, and what this means for financial planning and wealth management strategies in a volatile economy.…

Discover the brokerage firms with the highest customer satisfaction in 2024. Based on a major ServiceValue study of 42,834 consumers, see which online brokers and investment platforms excel in service, reliability, and user experience for your portfolio management.…

The German financial regulator BaFin has launched its long-awaited free current account comparison portal. Compare nearly 6,900 account models from 1,100 providers. Learn about fees, overdraft rates, and how this tool can help you find the best bank account for your needs.…

Amundi is merging two MSCI World ETFs in February 2025, triggering capital gains tax for investors. Learn how this fund consolidation affects your portfolio, calculate potential tax liability, and understand cross-border ETF mergers for better investment planning.…

Real interest rates turn negative as inflation outpaces savings account yields. Learn why your savings are losing value, explore better investment strategies, and discover how to protect your wealth from inflation with our financial planning guide.…

A new BaFin survey reveals over half of mortgage borrowers struggle with payments. Learn about the risks of refinancing, debt spirals, and get expert tips on mortgage planning, debt management, and avoiding financial distress.…

Financial education for young people in Germany is lacking, with many not understanding basic concepts like inflation or ETFs. Discover why a school subject isn't a silver bullet and what holistic solutions are needed.…

While German household wealth hits a record high, a new ING survey reveals a stark divide: nearly a quarter of households have no savings. Explore the reasons, trends, and what this means for financial security and planning.…

A new survey reveals 85% of young adults in Germany dream of homeownership, but high prices and lack of savings are major barriers. Explore the data on financial hurdles, generational differences, and potential solutions for first-time buyers.…

A landmark court ruling questions the risk classification of open-ended real estate funds in Germany. Learn how this decision impacts investor protection, fund transparency, and your investment portfolio's risk assessment.…

A new Verivox survey reveals a gender gap in financial responsibility within partnerships. While 54% of men see themselves as the primary financial decision-maker, women view roles as more equal. Learn about 'Money Dates' and how to improve financial communication for better financial planning and insurance decisions.…

In an exclusive interview, myLife Insurance CEO Jens Arndt discusses record growth, the future of retirement products, and why reducing complexity is key to motivating long-term savings. Learn about innovative investment solutions and strategies for financial advisors.…

A new study reveals women prioritize safety in investing more than men, but face greater fear of old-age poverty. Discover why a cautious strategy may fall short for retirement planning and how funds are becoming a popular solution for bridging the gender investment gap.…

A new BaFin study exposes the dangers of turbo certificates for retail investors. Discover why 75% of investors lost money, with total losses hitting €3.4 billion, and learn about the regulator's warnings and potential new rules for these high-risk leveraged products.…

The EU's Retail Investor Strategy aims to boost investment, but German insurers (GDV) warn it may backfire. Excessive bureaucracy and unclear rules could raise costs and complicate access to vital retirement and investment products. Learn about the industry's call for pragmatic, clear regulations.…

A critical report highlights concerns about Deutsche Vermögensberatung (DVAG). Learn about the case of a young client sold expensive, long-term products mismatched to her income, raising questions about suitability, advisor incentives, and consumer rights in financial planning. Essential reading for anyone seeking financial advice.…

Discover how usufruct (Nießbrauch) can be applied to stocks and bonds for smarter estate planning in Germany. Learn from FPSB expert Maximilian Kleyboldt how this strategy allows you to transfer wealth to heirs while retaining income and control, significantly reducing inheritance and gift tax. Essential reading for wealth management and intergenerational planning.…

Looking for a solid, long-term investment? Stiftung Warentest's latest analysis reaffirms the MSCI World ETF as a top core holding for diversified portfolios. Discover why this global index fund, with its ~8% average annual return and dividend power, remains a recommended choice for retirement planning and wealth building, despite current US market volatility.…

Looking for truly sustainable pension plans? The 2025 Fondspolicenreport Nachhaltigkeit analyzes 20 ESG-focused fund-linked policies. Discover which insurers like Allianz, Helvetia, and HDI earned top ratings for investment quality, ESG coverage, and risk-adjusted returns. Get key insights for advising clients on green retirement planning.…

Feeling FOMO over US stock returns? Vanguard's Cora Kaczmarek explains why global diversification isn't about chasing past winners—it's a strategic risk management tool. Learn how a balanced portfolio reduces extremes, manages uncertainty, and supports long-term financial goals, even if it means sometimes missing the top performer.…